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Practice AreasBrowse our areas of work.
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Disputes & Individuals

Dispute Resolution & Arbitration→Civil & Commercial Matters→Consumer Protection→Family & Succession Matters→

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Banking & Financial Law→Insolvency, Recovery & Restructuring→Insurance→Criminal & Regulatory Matters→

Business & Commercial

Corporate & Business Advisory→Contracts & Commercial Advisory→Employment & Labour→Real Estate & Property→

Technology, IP & Cross Border

Cyber, Technology & Digital Fraud→Intellectual Property→Trademarks & Brand Protection→NRI & Cross Border Advisory→

These are significant areas of our work and are not exhaustive.

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Ganguli & Ganguli AssociatesLegal services across India

Insights

Legal developments
and practical issues.

Articles on legal developments, procedure and practical questions across our areas of work. These publications provide general information rather than advice on particular circumstances.

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01

Banking & Financial Law

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8 min readBy Gargi Ganguli→

How SARFAESI Moves from Demand Notice to Enforcement

A practical overview of the statutory sequence from a Section 13(2) demand notice to possession, sale and the Section 17 remedy before the DRT.

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12 min readBy Gargi Ganguli→

Facing Harassment From Recovery Agents? Know Your Rights and What to Do

Repeated calls, threats, abusive messages or pressure through family and work can raise separate recovery conduct concerns. This guide explains what to preserve and where complaints may be taken.

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02

Dispute Resolution & Arbitration

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8 min read→

Received an Arbitration Notice? What to Check Before You Respond

An arbitration notice should not be answered mechanically. The contract, arbitration clause, appointment process, claims and service record all need to be checked before a position is taken.

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7 min read→

When Urgent Interim Relief May Matter in a Civil or Commercial Dispute

Injunctions and interim protection are not automatic. Urgency, the existing legal right, the threatened harm and the documentary record all affect whether immediate relief is realistically available.

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03

Corporate & Business Advisory

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8 min read→

Starting or Restructuring a Business? Legal Documents to Settle Early

Entity documents, founder arrangements, authority, ownership of IP and basic commercial contracts are easier to fix before a dispute or investment process begins.

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6 min read→

Why the Paper Trail Matters for Board Resolutions and Corporate Approvals

Many transactions fail internal scrutiny because authority was assumed. A clean approval trail helps show who decided, who was authorised and what the company actually approved.

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04

Contracts & Commercial Advisory

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7 min read→

What to Preserve Before Sending a Breach of Contract Notice

A strong breach claim begins with the contract, the performance record and the remedy sought. Sending an aggressive notice before checking those points can weaken the commercial position.

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8 min read→

Clauses Worth Reviewing Before You Sign a Commercial Contract

Price and scope are only the beginning. Liability, termination, payment triggers, IP, confidentiality and dispute clauses often determine what happens when the relationship stops going smoothly.

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05

Cyber, Technology & Digital Fraud

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8 min read→

What to Do After an Unauthorised Online Banking or UPI Transaction

Speed matters after an unauthorised electronic transaction. Reporting, account containment and evidence preservation should happen before the digital trail disappears.

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9 min read→

Deepfakes, Morphed Images and the Law in India

What victims and organisations should know about platform removal, synthetic media rules, impersonation, intimate imagery and preserving digital evidence.

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06

Consumer Protection

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7 min read→

When Deficiency in Service May Support a Consumer Complaint

Not every bad experience becomes a consumer case. The service promised, consideration paid, deficiency alleged, loss caused and available forum all need to be identified.

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7 min read→

Refunds, Defective Goods and Platform Complaints in Online Shopping Disputes

Online transactions create a digital evidence trail. Order records, seller details, platform policies, delivery proof and grievance tickets can be more important than a long narrative.

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07

Employment & Labour

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8 min read→

What Employers and Employees Should Check Before Termination

Termination disputes often turn on status, contract, policy, process, notice and dues. The correct legal route depends on the nature of employment and the applicable labour framework.

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7 min read→

Employment Contract Clauses That Commonly Cause Disputes

Notice, variable pay, confidentiality, IP, non solicitation and after employment restrictions should be drafted for the actual role rather than copied from a generic template.

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08

Real Estate & Property

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8 min read→

Documents to Check Before Buying Property in India

A sale deed alone does not tell the whole title story. The chain of ownership, land records, approvals, encumbrances, possession and project status should be checked before money becomes difficult to recover.

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7 min read→

Records That Matter in Landlord and Tenant Disputes

Rent disputes are often won or lost on the tenancy document, payment record, notice history and actual possession rather than on broad claims about who behaved unfairly.

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09

Insolvency, Recovery & Restructuring

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8 min read→

What Both Sides Should Check After an IBC Demand Notice for Operational Debt

A Section 8 demand notice under the IBC is not just another recovery letter. Debt classification, default, existing disputes and the documentary record can determine whether insolvency proceedings are an appropriate route.

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7 min read→

Terms to Put in Writing in a Debt Restructuring or Settlement

A payment arrangement can fail because the parties never agreed on interest, waiver, reporting, default consequences or the status of existing proceedings. The settlement document should answer those questions.

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10

Insurance

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7 min read→

Insurance Claim Rejected? What to Review Before Challenging Repudiation

A repudiation letter should be tested against the policy wording, proposal disclosures, claim documents and the actual reason relied upon. The first response should address that reason directly.

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6 min read→

Insurance Claim Delayed? How to Build a Clear Grievance Record

Repeated calls rarely create a useful record. A written chronology of claim submission, document requests, insurer responses and pending issues makes escalation much stronger.

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11

Intellectual Property

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8 min read→

Who Owns Copyright in Commissioned, Employee and Freelance Work?

Paying for creative work does not always answer who owns every copyright. Employment status, the type of work and written assignment terms can change the result.

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7 min read→

Clauses to Review Before Commercial Use of Licensed IP

A licence should say exactly what may be used, where, for how long, by whom and for what commercial purpose. Ambiguous scope can be as risky as having no licence.

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12

Trademarks & Brand Protection

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7 min read→

Trademark Examination Report Received? How to Approach an Objection

An examination objection is not the same as final refusal. The cited marks, distinctiveness issue, goods/services and evidence of use should be reviewed before drafting the response.

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7 min read→

Trademark Checks to Do Before Choosing a Brand Name

A company name approval or available domain does not mean a brand is clear for trademark use. Search the relevant goods/services and existing similar marks before investing heavily in the name.

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13

Civil & Commercial Matters

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7 min read→

Received a Legal Notice? What to Do Before Sending a Reply

A legal notice is not a judgment, but ignoring it or replying emotionally can damage the record. Verify the facts, documents, amount and remedy before taking a written position.

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7 min read→

When Urgent Court Protection May Be Considered in a Civil Dispute

An injunction is protective, not automatic. The legal right, urgency, balance of harm and available evidence should be assessed before asking a court to restrain another person.

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14

Criminal & Regulatory Matters

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7 min read→

How a Police Complaint Differs from an FIR and What Happens Next

A written complaint does not automatically mean an FIR has been registered. The nature of the alleged offence and the procedural stage determine what the police may do next.

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7 min read→

Basic Questions About Bail Under the BNSS

Bail depends on the offence, stage, custody, investigation needs, criminal history and risk factors. The application should address the actual reason custody is said to be necessary.

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15

NRI & Cross Border Advisory

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8 min read→

Legal and FEMA Checks Before an NRI Property Transaction in India

For an NRI or OCI, a property transaction can involve both ordinary title law and foreign exchange rules. Ownership, property type, payment route and execution documents should be reviewed together.

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8 min read→

Wills, Legal Heirs and Property Transfer for NRI Families

Being abroad does not remove the need to establish succession in India. The will, heirs, nature of assets, probate requirement, property records and authority to act should be mapped first.

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16

Family & Succession Matters

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8 min read→

What Families Should Organise for Wills, Probate and Succession

A clear will helps, but succession planning also requires correct execution, an asset record and an understanding of when probate, letters of administration or other transmission documents may be needed.

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8 min read→

Mutual Consent and Contested Divorce Proceedings in India

The right route depends on the applicable marriage law, whether both spouses agree, financial arrangements, children and the issues that remain disputed.

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